Workers Comp covers medical expenses and replaces lost wages for employees injured at work.
Most states and medical carriers require this coverage once employers hire W-2 employees.
The premium is primarily rated on two factors: Estimated Annual Payroll and Class Code Rates.
Worker’s Compensation insurance is a payroll tax, and is administered by the state itself.
Brokers cannot assist in managing or administrating Worker’s Compensation in these states.
Employers with employees in these states must contact the state agencies themselves for Worker’s Compensation inquiries.
Cost-Effective Workers Compensation Insurance
Even with company safety protocols in place, all employees are still at risk of minor injuries like carpal tunnel syndrome.
Ximma Insurance is happy to provide cost-effective workers’ compensation insurance to both small businesses and larger companies. With offices in Santa Ana, we’re conveniently positioned to be your insurance advocate, no matter what happens.
Ximma Insurance understands on-the-job risks.
We work with clients to assess those risks, determine which coverage options meet the legal requirements, and shop around between multiple carriers until we find a package that works for you.